Legacy Trust Basic Knowledge

Securing Your Assets With A Protective Trust

In Malaysia, no trust company has declared bankruptcy since 1921. The establishment and operation of trust companies are strictly regulated by the Ministry of Finance and must comply with statutory laws. Under Section 16 of the Trust Companies Act, settlor's assets are kept separate from the company's assets, ensuring their protection.

Additionally, Section 33 prohibits trust companies from applying for liquidation voluntarily, and if a company faces difficulties, Section 45 ensures that a national department or new trust company will be appointed to manage the assets. These regulations make Malaysian trust companies highly reliable and secure.

自1921年以来，马来西亚没有一间信托公司宣布破产。信托公司的成立和运作必须经过财政部的严格批准，并遵守法定法规。根据《信托公司法令》第16条，委托人的资产必须与公司的资产分开，确保委托人的资产受到保护。

此外，根据第33条，信托公司不能自行申请清盘。根据第45条，如果信托公司无法继续运作，会通过法院指定相关的政府部门或新的信托公司继续管理这些信托资产。这些法律使马来西亚的信托公司非常可靠和可信。

Establishing a trust serves as a protective shield for your assets, providing both legal safeguards and protection from creditors. By placing assets in a trust, they are shielded from creditor claims, reducing the risk of loss during financial difficulties. Trust law also offers robust legal protection, ensuring that your wealth remains secure even in challenging circumstances. This form of asset management not only safeguards your financial future but also allows for potential growth, making it a valuable tool for long-term wealth preservation.

The flexibility of a trust allows you to tailor the amount deposited based on your individual financial situation, using it as both an emergency fund and a means of securing your family's future. By planning ahead, you can maximize the protection and management of your assets, ensuring they are well-preserved at every stage of life.

设立信托为您的资产提供了一道保护屏障，不仅有法律保障，还能防止债权人的索赔。当您将资产放入信托时，它们将免受债权人的索赔影响，降低在财务困境中损失的风险。信托法也为您的财富提供强有力的法律保护，确保在面对挑战时依然安全。这种资产管理方式不仅能保护您的财务未来，还可以让您的资产增长，因此是长期保值的重要工具。

信托的灵活性允许您根据个人财务状况决定存入的金额，既可以作为应急资金，也能保障家庭的未来。通过提前的规划，您可以最大程度保护和管理您的资产，确保它们在人生的每个阶段都能得到妥善的保存。

In Malaysia, trust companies are highly secure, with no bankruptcies since 1921 due to strict regulatory oversight and laws protecting settlor's assets. Trusts offer legal protection and shield assets from creditors, ensuring security and potential growth. They provide flexible management options, acting as both an emergency fund and a long-term wealth preservation tool.

Di Malaysia, tiada syarikat amanah yang telah mengisytiharkan muflis sejak tahun 1921. Penubuhan dan operasi syarikat amanah dikawal ketat oleh Kementerian Kewangan dan mesti mematuhi undang-undang statutori. Di bawah Seksyen 16 Akta Syarikat Amanah, aset pewakaf disimpan berasingan daripada aset syarikat, memastikan perlindungan aset tersebut.

Selain itu, Seksyen 33 melarang syarikat amanah daripada memohon likuidasi secara sukarela, dan jika sesebuah syarikat menghadapi kesukaran, Seksyen 45 memastikan bahawa sebuah jabatan nasional atau syarikat amanah baru akan dilantik untuk menguruskan aset tersebut. Peraturan ini menjadikan syarikat amanah di Malaysia sangat boleh dipercayai dan selamat.

Pengetahuan Asas Amanah Warisan

遗产信托基础知识

为您的资产设置安全防护网

为什么需要遗嘱、遗产规划或信托规划

遗产规划是保障家庭幸福、实现个人意愿的关键步骤，包括立遗嘱、设立信托和安排资产分配等。通过遗产规划，您可以确保家人在自己离世后得到妥善照顾，并避免财产因法律默认分配方式而造成的不公或纷争。此外，合理的遗产规划有助于减少遗产税及其他财务负担，保障财富顺利传承，并延续您的价值观和愿望，无论是在生活中的重要时刻还是在意外发生时为家人提供持续的经济支持。因此，无论年龄、财富多少，尽早进行遗产规划将确保在任何情况下，您的亲人都不会陷入不确定的境地。

Why You Need A Will, Estate Planning or Estate Trust Planning

Estate planning is key to ensuring your family’s future and fulfilling your wishes. It includes creating a will, setting up a trust, and arranging asset distribution. Proper planning helps avoid disputes, reduces taxes, and ensures your wealth and values are passed on smoothly. Regardless of age or wealth, start estate planning today to protect your loved ones from uncertainty

Mengapa Anda Perlu Wasiat, Perancangan Harta, atau Perancangan Amanah Harta

Perancangan harta adalah penting untuk memastikan masa depan keluarga anda terjamin dan keinginan anda terlaksana. Ia merangkumi penyediaan wasiat, penubuhan amanah, dan pengagihan aset. Perancangan yang betul membantu mengelakkan pertikaian, mengurangkan cukai, dan memastikan kekayaan serta nilai-nilai anda dapat diwariskan dengan lancar. Tidak kira usia atau jumlah kekayaan, mulakan perancangan harta hari ini untuk melindungi orang tersayang daripada ketidaktentuan.